Should You Call Insurance After Water Damage?
It usually makes sense to contact your insurer early, but starting mitigation should not wait.
Mitigation comes first
Most policies expect you to take reasonable steps to limit further damage. Delaying water extraction can create issues with a claim.
What documentation helps
- Photos and short videos of all affected areas
- A list of damaged items
- Notes on when the damage started
- Invoices and reports from the cleanup contractor